How to use popular saving instruments to generate regular income for retirees?

SCSS, POMIS, and FRSBs are low-risk options for seniors seeking regular income. SCSS offers 8.2%, POMIS 7.4%, and FRSBs 8.05% interest annually. Combining investments in all three can yield a monthly income of approximately ₹52,000, with room to grow using FRSBs.